Track income and expenses, plan your debt-free date, and see your finances trend over years — all in one file that lives on your computer, not someone else's server.
Every budgeting app wants your bank login and a monthly fee. This one wants neither. It's a single file — no install, no account, no subscription — that opens in any browser and keeps every number exactly where you typed it: on your own device.
Track income (with support for multiple paychecks per month) and expenses by category, side by side against what you actually spend. Roll projections forward month to month with one click.
See every category and income source broken out by month across the whole year — where the money actually went, not just this month's snapshot.
List your debts and it sorts them automatically — smallest balance first, or highest interest rate first. Type in what you can pay this month and it works out the split: minimums on everything, every spare dollar on the one at the top. Shows your real payoff date, total interest, and exactly how much you're saving by paying more than the minimum.
Every year you've used it, tracked side by side: income, expenses, savings, and your debt balance at year's end. Watch the shape of your financial life over time.
Set up separate, private profiles for different people or households sharing the same computer — each with its own optional passcode, each seeing only their own numbers.
Every number you type stays in your browser, on your computer, full stop. Export a backup any time you want a copy — that's the only way your data ever leaves the device, and it's entirely your choice.
If you've ever hesitated to hand a budgeting app your bank password, this is the app for people who had that same hesitation and never got over it.
Not automatically — it's intentionally local-only, which is the whole privacy pitch. You can export a backup file and import it on another device manually whenever you want to move your data.
As long as you've used Export Backup, you can restore everything instantly from that file. That backup habit is the one thing worth building — everything else is automatic.
It's a screen lock — enough to stop someone from casually opening the app and seeing your numbers. It isn't encryption, and we'd rather tell you that plainly than let you assume otherwise.
No, and that's by design. Everything is entered manually, which is also exactly why nothing about your finances ever touches a server.
No — it's a real app interface with buttons, tabs, and dropdowns, not a spreadsheet. If you've used any budgeting app before, this will feel familiar.